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Small Business Credit Survey (Survey)

Source: Federal Reserve Ban

The Survey collects information about business performance, financing needs and choices and borrowing experiences of firms with 500 or fewer employees. Responses to the Survey provide insight into the dynamics behind aggregate lending trends and about noteworthy segments of small businesses. The results are weighted to reflect the full population of small businesses in the states of coverage. The Survey is not a random sample; therefore, results should be analyzed with awareness of potential methodological biases.

The 2016 Survey is the first iteration that was conducted on a national scale with involvement from all 12 Federal Reserve Banks and input collected across all 50 states. The 2016 Survey collected 15,991 responses in total, 10,303 of which were from employer firms. Thanks to all of our members who contributed!

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Hispanic Businesses & Entrepreneurs Drive Growth in the New Economy, 3rd Annual Report 2015 from USHCC

Click here to view the report



Digital Divide Narrows for Latinos as More Spanish Speakers and Immigrants Go Online

ASHINGTON, D.C. (July 20, 2016) – The long-standing digital divide in internet use between Latinos and whites is now at its narrowest point since 2009 as immigrant Latinos and Spanish-dominant Latinos make big strides in going online, according to a Pew Research Center survey of Latino adults.

Since 2009, the share of Latino adults who report using the internet increased 20 percentage points, up from 64% then to 84% in 2015. Over the same period, internet use among whites grew too, though at a slower rate, moving from 80% to 89%. As a result, the gap in internet use between Latinos and whites declined from 16 percentage points in 2009 to 5 percentage points in 2015.

Big gains in internet use made by immigrant Hispanics and Spanish-dominant Hispanics have been the main drivers in closing this gap. Both groups have long had among the lowest internet use rates among Hispanics – and that is still the case today. Even so, between 2009 and 2015, the share of immigrant Hispanics who use the internet grew from 51% to 78%. And over the same period, the share of Spanish-dominant Hispanics who use the internet about doubled, from 36% to 74%. These two trends have also diminished the digital divide among Hispanics.

Meanwhile, the share of all Hispanic adults who access the internet through a home broadband connection is little changed since 2010. Then, 45% said they accessed the internet through a broadband home connection. Today that share is 46%. Among blacks too there was little change in the share of adults who have broadband access at home – 50% in 2010 and 55% in 2015. Over the same period, that share among whites grew from 64% to 73%.

The survey also shows that among Latino adults, 80% access the internet from a mobile device, similar to the shares among whites (76%) and blacks (77%) in 2015.

Read the full report:

For more information or to arrange an interview, please contact Brian Mahl at or 202-419-4372.



Pew Research Center is a nonpartisan fact tank that informs the public about the issues, attitudes and trends shaping America and the world. It does not take policy positions. The Center is a subsidiary of The Pew Charitable Trusts, its primary funder. Subscribe to our daily and weekly email newsletters or follow us on our Fact Tank blog.



Hispanic Business Owners in Maryland and its Jurisdictions in 2007 From the 2007 Economic Census Survey of Business Owners

In 2007, there were 25,742 Hispanic‐owned businesses in Maryland, according to the Survey of Small Business Owners from the 2007 Economic Census. This represented 4.9 percent of all firms in Maryland and was an increase of 67.7 percent over the 15,353 firms listed in the last Economic Census in 2002. In that same time period, the total number of firms in Maryland only increased 19.1 percent. Hispanic owned firms were responsible for 12.2 percent of the total increase in firms between 2002 and 2007. Over this same time period, the Hispanic population in Maryland increased by 40.4 percent and accounted for 55.3 percent of the State’s total population growth. Generally, Hispanic‐owned firms are smaller than the average firm and are less likely to have employees. Those that do are likely to employ a smaller number of people than the average firm in Maryland.


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National Perpective


  • 50.5MM Hispanics in the USA, 16% of TOTAL Population   43% growth since 2000 (vs. 18% for non-Hispanics) and 56% of ALL GROWTH

  • By 2050, The projected Hispanic Population will be 132.8MM or 30.2% of the Population

  • 1 in 4 American Children is LATINO

  • 3 in 4 Hispanics are US citizens

  • 1 in 6 People is a Latino

  • 12.3MM Hispanic Children (under age 17) or 23% of ALL in this age group   92% are US Citizens (tomorrow’s Voters, Workers & Leaders)

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Focus on Hispanics

The 2006 “Focus on Hispanics” looks at one of the most volatile political and educational issues facing the nation today: immigration. Because the 2006 NEA Representative Assembly adopted a legislative program that supports “comprehensive immigration reform that—Promotes a fair and orderly system of legal immigration that also protects national security and civil liberties; —Recognizes the importance of family unity and rejects laws and delays that undermine keeping families intact; and—Deals effectively with undocumented immigrants who have worked and lived in the United States and may include a path to citizenship once they undergo background and security checks,” this “Focus On” will examine the issue of Hispanic immigration in the context of U.S. immigration policy.


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